ABOUT GUARANTEED ACCEPTANCE LIFE INSURANCE
Guaranteed Acceptance Life Insurance with “Living Benefits” for Chronic Illness, Terminal Illness, and Waiver of Premium for Total Disability are payable during the member’s lifetime! This program is available up to $110,000* on a Guaranteed Acceptance basis. Coverage is also available to family members with minimal underwriting. There are never any medical examinations or blood tests required, when applying for Guaranteed Acceptance!
What is Guaranteed Acceptance?
Guaranteed Acceptance (GA) is an underwriting term that means you will be able to get life insurance coverage without providing “evidence of insurability”; if you are working, and performing the duties of your regular occupation, you cannot be denied coverage for any reason, even if you have a present or past illness!
What About Cash Accumulation Values?
The cash value is guaranteed too! Guaranteed Acceptance Life Insurance builds cash value which can be surrendered and taken in a lump sum, or applied to provide Extended Term Insurance or Reduced Paid-Up Insurance. It can even be borrowed to provide cash when needed.**
*Members must be actively at work.
**Consult your policy for details.